Enroll your business for FedNow® instant payments with multiple financial institutions. Get started at TodayPayments.com.
Why Businesses Should Use FedNow® for Instant Payments?
Unlock Instant FedNow® Payments Across
Multiple Financial Institutions
The future of real-time payments is here, and
businesses need a seamless way to manage transactions across
multiple financial institutions. With FedNow®, your
company can send and receive instant payments 24/7, without
waiting for bank approvals or facing processing delays.
At TodayPayments.com, we simplify FedNow® merchant account setup by allowing businesses to sign up, consolidate multiple financial accounts, and process instant transactions without unnecessary banking hurdles. Whether you operate through one bank or multiple financial institutions, our platform provides a single, streamlined interface for all your FedNow® payments.
Benefits of Signing Up for FedNow® Through TodayPayments.com
📌 Sign-Up FedNow® with Your Company with Instant Payments Across Multiple Financial Institutions
📌 Why Businesses Should Use FedNow® for Instant Payments?
Traditional payment methods involve long processing times, high fees, and restricted banking hours. FedNow® eliminates these challenges by offering real-time transactions, instant fund availability, and 24/7 processing. Businesses can now enhance cash flow, reduce costs, and improve customer satisfaction with instant payments.
📲 Use Nicknames, Aliases, or Monikers Instead of Full Banking Details
Your business can securely process payments using only a mobile number or email address, eliminating the need to share complex banking credentials. This feature enhances security, minimizes fraud risk, and simplifies financial management.
🏦 Manage Multiple Bank Accounts Under a Unified Merchant Dashboard
Our FedNow® merchant services allow businesses to link multiple financial institutions under one login, making it easy to send and receive payments from different accounts without the hassle of managing multiple platforms.
🔄 Key Features of FedNow® Merchant Services by TodayPayments.com
💼 Instant Approval for FedNow® Merchant Accounts
With our quick digital onboarding process, businesses can get approved instantly, enabling real-time transactions without delay.
💳 Multi-Bank Integration for Seamless Transactions
Easily connect and manage multiple FedNow® accounts from different banks and credit unions in one place, providing financial flexibility and convenience.
📨 Custom Hosted Payment Pages for Request for Payments (RfP)
Our platform allows businesses to send secure payment requests via email, SMS, or mobile, creating a smooth and professional transaction experience for customers.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Eliminate manual reconciliation with our automated real-time accounting tools, ensuring accurate financial reporting and cash flow management.
📜 How to Sign Up for FedNow® with Multiple Financial Institutions
✅ Visit TodayPayments.com and
complete the FedNow® merchant application
✅
Register your FedNow® accounts with Nicknames, Monikers, or
Aliases
✅ Connect multiple banks and
financial institutions under a single dashboard
✅
Enable secure multi-bank payment processing with instant
settlements
✅ Start accepting and sending
real-time payments effortlessly
💡 Benefits of Signing Up for FedNow® Through TodayPayments.com
💲 Lower Banking Fees and Reduced Transaction Costs
By consolidating multiple FedNow® accounts, businesses save on processing fees, reduce transaction costs, and streamline payment management.
⚡ Faster Payments and Improved Cash Flow
Instant processing ensures businesses have access to funds immediately, eliminating waiting times and delays.
📝 100% Digital Sign-Up – No Bank Visits Required
Unlike traditional payment methods, our process eliminates paperwork and in-person banking requirements, making merchant onboarding hassle-free.
🔒 Secure Alias-Based Transactions for Increased Protection
By using aliases instead of bank details, businesses enhance security, reduce fraud risks, and protect sensitive information.
📈 Multiple Merchant Identification Numbers (MIDs) for Business Structuring
Assign unique MIDs to different branches, divisions, or departments, ensuring organized financial tracking across your company.
🕒 24/7 Instant FedNow® Payment Processing
No more waiting for business hours—process transactions anytime, including weekends and holidays.
📌 Industries That Benefit from FedNow® Instant Payments
🛍️ Retail & E-Commerce
Enhance customer checkout experiences with instant payments, reducing chargeback risks and payment disputes.
🏢 Business-to-Business (B2B) Payments
Streamline supplier and vendor transactions with real-time payments, ensuring smooth operations.
🔄 Subscription & Recurring Billing Services
Automate recurring customer payments with instant FedNow® transfers, minimizing payment failures and missed invoices.
👨💻 Freelancers & Contractors
Get paid instantly by clients without waiting for bank processing delays.
🚀 High-Risk Businesses
For businesses that face traditional banking limitations, FedNow® provides a secure and reliable alternative.
🚀 Experience the Future of Instant Payments with FedNow®
Don’t let slow payment processing hold your business back. TodayPayments.com empowers businesses to sign up for FedNow® merchant accounts, consolidate multiple financial institutions, and process instant payments seamlessly.
✔️ Simplify multiple bank
accounts with a single login
✔️ Use
Nicknames, Monikers, or Aliases for secure payments
✔️ Reduce banking fees and improve cash flow
✔️ Automate financial reconciliation with
QuickBooks® integration
✔️ Start processing
real-time FedNow® payments today
Sign up now at TodayPayments.com and take control of your instant payments with FedNow®!
Creation Request for Payment Bank File
Enhance Your Sign-Up FedNow Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Sign-Up FedNow payment processing pricing
