Real-Time Payments (RTP®) for Your Business Across Multiple Financial Institutions
Why Real-Time Payments Matter in a Multi-Bank World
Real-Time Payments (RTP®) for Your Business Across Multiple Financial Institutions
Businesses today demand instant, secure, and seamless payment solutions to keep up with evolving financial landscapes. Real-Time Payments (RTP®) has revolutionized the way companies send and receive funds instantly, eliminating waiting times and reducing payment processing costs.
However, managing multiple RTP® accounts across different banks and credit unions can be complex. TodayPayments.com simplifies this process by allowing businesses to consolidate RTP® transactions into a single, streamlined system for ultimate financial control.
Top Benefits of Real-Time Payments with TodayPayments.com
📌 Sign-Up RTP® with Your Company for Instant Payments with Multiple Financial Institutions
📌 Why Businesses Need RTP® for Instant Payments
Real-Time Payments (RTP®) is a 24/7 instant payment network that enables businesses to transfer funds within seconds, improving cash flow and eliminating banking delays. Unlike traditional ACH transfers, RTP® ensures same-day transaction settlements for B2B, B2C, and C2B payments.
📨 Use Nicknames, Monikers, or Aliases Instead of Banking Details
For enhanced security and fraud prevention, RTP® allows businesses to process transactions using only a mobile phone number or email address, eliminating the need to share sensitive bank account details.
🏦 Manage Multiple Bank Accounts with a Unified Dashboard
Businesses operating multiple bank accounts across different financial institutions can now centralize their payment processing, reducing administrative complexity and reconciliation efforts.
🔄 Key Features of RTP® Merchant Services by TodayPayments.com
💼 Instant Merchant Account Approval
Our fast digital onboarding process ensures instant access to RTP® payment processing, eliminating long approval wait times.
💳 Seamless Multi-Bank Integration
With TodayPayments.com, businesses can connect multiple RTP® accounts across different banks into a single, easy-to-manage interface.
📩 Custom Hosted Payment Pages for Request for Payments (RfP)
Send secure digital invoices via email, SMS, or mobile payments, enabling frictionless transactions for your customers and vendors.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Our platform automatically matches incoming and outgoing RTP® payments, reducing manual accounting errors and ensuring real-time financial accuracy.
📜 How to Sign Up for RTP® with Multiple Financial Institutions
✅ Visit TodayPayments.com and
complete the RTP® merchant application
✅
Register RTP® accounts using Nicknames, Monikers, or Aliases
✅ Link multiple banks and credit unions to a
single RTP® dashboard
✅ Enable secure
instant payment processing across all linked accounts
✅ Start sending and receiving RTP® transactions
immediately
💡 Benefits of Signing Up for RTP® Through TodayPayments.com
💲 Lower Transaction Fees & Banking Costs
By consolidating multiple RTP® accounts, businesses reduce per-transaction fees and bank charges.
⚡ Faster Payments, Better Cash Flow
With instant RTP® transactions, businesses receive payments in real-time, improving financial liquidity.
📝 Fully Digital Sign-Up – No Bank Visits Required
Our 100% online onboarding process eliminates paperwork, allowing merchants to get started instantly.
🔒 Alias-Based Transactions for Maximum Security
Using Nicknames, Monikers, or Aliases ensures private, encrypted, and fraud-proof payment processing.
📈 Multiple Merchant Identification Numbers (MIDs) for Business Structuring
Assign unique MIDs for different business divisions, branches, or departments, improving accounting transparency.
🕒 24/7 Real-Time RTP® Payments
Unlike traditional banking hours, RTP® transactions are processed instantly, even on weekends and holidays.
📌 Industries That Benefit from RTP® Instant Payments
🛒 Retail & E-Commerce
RTP® transactions enable instant checkout payments, reducing cart abandonment and chargeback risks.
🏢 B2B Vendor & Supplier Payments
Businesses can now pay suppliers and vendors instantly, ensuring fast deliveries and uninterrupted operations.
🔄 Subscription & Recurring Billing Services
Automate customer subscription payments with real-time RTP® transactions for seamless billing cycles.
👨💻 Freelancers & Independent Contractors
Freelancers can get paid instantly by clients, eliminating long payout delays.
🚀 High-Risk Merchants
For businesses facing banking restrictions, RTP® provides an alternative solution for instant, reliable payments.
🚀 Take Your Business to the Next Level with RTP® Instant Payments
With TodayPayments.com, businesses can simplify multi-bank payments, enhance transaction security, and improve cash flow through RTP® instant payments.
✔️ Connect multiple RTP®
accounts across different financial institutions
✔️
Use Nicknames, Monikers, or Aliases for secure payments
✔️ Lower banking costs and transaction fees
✔️ Automate financial reconciliation with
QuickBooks® integration
✔️ Start processing
instant RTP® payments today
Sign up now at TodayPayments.com and revolutionize the way your business handles real-time payments!
Creation Request for Payment Bank File
Enhance Your Sign-Up FedNow using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
